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Statewide destruction in Queensland or the seed for much needed stimulus?

In the aftermath of devastating floods and cyclones, Queenslanders everywhere ponder about what is to come next. Many media outlets and newspaper headlines have described the inevitable costs associated with rebuilding the State and praised it as an economic launch mechanism, which will see our state re-emerge stronger than before.

I agree that any injection of externally sourced funds (e.g. insurers that are largely spread out around the globe) are going to be a fantastic source of stimulus, however, the Australian and Queensland government is going to be footing a significant portion of the bill with funds that could have been spent elsewhere.

It is worthwhile reviewing this clip describing the ‘broken window fallacy’.

Good luck Queensland Conveyancing readers.


2 easy and free Brisbane Conveyancing searches

The Brisbane City Council has always been on the forefront of services. The conveyancing Brisbane & legal scene is no different. A few years back the Brisbane City Council launched a couple of online free searches which can be done quickly and easily online for any property in Brisbane.

The 2 Brisbane Conveyancing searches are called “Floodwise” and the “Flood flag map”, which as they suggest, relate to Brisbane historical flooding information aswell as calculated flow paths for heavy run off. These are great tools to use when deciding on that next (or first) purchase and are available here.

  • Brisbane Conveyancing Floodwise search – This search will tell you the minimum habitable floor levels for your property. Based on Q-100 style flood events, it can tell you how high the water may rise in a rare flood event.
  • Brisbane Conveyancing Flood Flag Map- This search will show you where water is predicted to flow as a part of normal storm run off on a suburb by suburb basis.
  • While we are on the topic, why don’t you save the number for the SES (132 500) in your phone? It could come in handy this wet season. KRG Conveyancing Review


    Brisbane Conveyancing Industry: Real Estate Market

    The heat has really come out of the market in the last month or two.   Properties just aren’t moving like they used to.  News reports are quoting real estate agents as saying that it is the worst it has been in 2 decades.

    Sounds like a great time to buy a property in Brisbane to me.   Once again if you need advice about a contract or a Brisbane Conveyancing firm or a Stamp duty calculation.

    Interest rates are likely to stay on hold for a while yet.


    Townsville Conveyancing

    Conveyancing is the legal process involved in transferring property from one party to another. In Townsville this transaction must be completed by a conveyancing solicitor or lawyer.

    If you are looking to buy or sell property in Townsville City Council we suggest you contact a Townsville conveyancing office to get a better understanding of the costs involved aswell as any special contractual requirements you may require to suit and protect your interests.

    If you would like a referral for a conveyancer in Townsville we suggest you contact the Queensland Law Society.

    Townsville Conveyancing

    If you would like the stamp duty calculated on any prospective purchase of a Townsville property we suggest you go to Stamp Duty Queensland.


    More conveyancing info.

    For most people buying a home is the most exciting, often worrying, and sometimes complicated financial transaction of their lives.

    The majority of home buyers will borrow from a bank or building society to buy their home. It is very important that mistakes are avoided by seeking professional legal advice when entering into such an important financial arrangement.

    Before you pay a deposit or sign a contract, talk to a solicitor.  The cost of such advice is quite small when one considers the value of the asset that is purchased and the benefits and protection made available through a solicitor.

    You are encouraged to talk with your solicitor about the fees they will charge for the work involved in the purchase or sale of your home. KRG Conveyancing Brisbane can help.


    QLD Conveyancing Links – Brisbane & Gold Coast

    Wow! This site is becoming increasingly popular.  Conveyancing Brisbane is obviously a hot topic!  Thanks to all the visitors, feel free to leave comments!

    Brisbane has certainly gotten a lot colder in the last few weeks. An associate of mine on the Gold Coast says its just the same down there.  We can hardly complain though, QLD winter is actually quite great!

    Here are some handy quick Conveyancing links for easy reference. Bookmark this for future recall.

    Enjoy the links. If you have any you would like to suggest feel free to leave a comment!


    Interest Rates

    Interest rates announcements are always eagerly anticipated and frequently a hot topic for the media and property owners in Australia.

    The Reserve Bank of Australia’s meeting in May announced the 3rd rate rise in as many months bringing the Cash Rate to 4.5%.  While it has the ability to put pressure on particular sections of the demographic, I feel for Australia as a whole it is a good sign that normality and consumer confidence is on its way back, and that the doom and gloom of recession has now passed.  I am certainly feeling rather lucky that I took the advice to lock in my loan a number of months ago now.

    The average mortgage payment is now $100~ a week more than it was some months ago, which in itself is manageable for most families, but when combined with the increase in living expenses such as food and fuel, really lay the pressure on.  There has always been an emphasis by the RBA to make gradual increases, but the scenario we are in at the moment whereby, we were at historically low rates, then being hit by 3 consecutive rises doesn’t lend itself to the that gradual change ideology.  Aussie Home Loans top shot John Symonds believes this will almost certainly be the direct reason for borrowers defaulting on their loan contracts.

    There is some light at the end of the interest rate tunnel, with many economists pointing to the fact that interest rates are at their 10 year average, which brings hope that things may settle, and the RBA might switch on the cruise control for the coming months.

    Here is an interesting video regarding the RBA role and fiscal policy.

    As an interested (excuse the pun) member of the sector, I will go out on a limb and say that I think its highly unlikely that we will see any further rise before November 2010, and that we may see auction clearance rates / conveyancing completion increase and lending requirements ease a fraction as a result.


    Brand new page launched from Brisbane Conveyancing leaders – KRG Conveyancing

    I thought I would take this opportunity to make mention of a brand new web page from KRG Conveyancing Brisbane,  and KRG Conveyancing Gold Coast.

    It really looks fantastic, and has all new features such as a stamp duty calculator, conveyancing fee calculator and lots more.



    Conveyancing Costs – The Truth

    I have seen the same story time and time again.   The cheapest price sometimes turning out to be nothing more than a lure.  The secret about conveyancing quotes is in the detail.  There are so many aspects of the job that have a price tag, that it is easy for some people to quote on part of the job.

    Example:  If you ask a carpenter to build you a deck on your lovely old Queensland Cottage. You might ask for a quote and expect a price.  The carpenter may say, it will costs $3000.  You expect to pay $3000 once the job is done and all is dandy.  Upon completion, your carpenter renders the bill. I apologise to Carpenters everywhere, you are only used metaphorically.


    Carpenters Invoice


    1 x Labour installing the deck $3000.00

    600 x Nails    $200

    Ordering Timber service fee $ 150

    Jumping up and down on it afterwards to make sure its steady $400


    SUB-TOTAL $3750.


    GST 379.00

    TOTAL $ 4169.00


    ” WHAT? You said $3000! ”

    “That was for the deck, not the other work involved”

    In other situations, you might have been charged more because it started to rain.


    Don’t get caught out, ask for a full written fixed fee quote.


    The Market

    Interest rates have increased another 0.25% to raise the average mortgage $50 a month.  Whilst this does not seem a large amount the market has certainly reacted quickly, over the last few weeks we have seen levels of enquiry change and soften whilst the tightening of bank restrictions have seen first home buyers all but leave the market completely.  However the market for buyers purchasing second and third properties has strengthened with the mid range homes still receiving good levels of enquiry.

    This has definitely resulted in movement, correction and change in the property prices across the board,  I guess that’s the nature of a market place.

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